Did you get a letter from the Northern Light Health Retirement Team regarding your Frozen Personal Time Off (PTO)? Well, quite a few of our clients did, too. We’ve been working with them over the...
Benjamin Smith, CFA
Recent Posts
What will happen to your Facebook account when you die? What about all your photos shared on social media, your texts with loved ones, or documents on cloud-storage systems? In just the two-year...
Many couples may find themselves confronted with a dilemma as retirement nears. If you plan to receive your pension payout on a monthly basis (rather than in a lump sum), you must decide whether you...
Many companies offer employees a buyout package to encourage them to leave the company. This is generally done to encourage voluntary departures when the organization is looking to reduce headcount....
Market timing is a “strategy” of deciding when to buy and sell stocks by attempting to predict which way and when stocks will move. Let’s look at an example and the data to determine why market...
Estate planning is not something to which most people look forward because it’s associated with mortality, but it’s important to think of the next generation. As Financial Advisors at Guidance...
Tax planning and getting sound tax advice is not usually a high priority for many of us, especially when there is an H&R Block around every corner or software solution easily available. As...
Are you considering hiring a financial advisor in Bangor, but you don’t know how to get started? There are so many things to consider when hiring a financial advisor, but let’s start with the...
UPDATED June 2022
Each year, we at Guidance Point Advisors meet with well over 100 households in the Bangor, Maine area with respect to their Financial Planning and Investment needs. Because so many...
This is a topic that our team debates as being rather uncomfortable to discuss in a blog setting. Does this insinuate that we charge our clients too much? Are we going to make our competition...
