--- title: The Ready.Set.Retire! Blog | Benjamin Smith, CFA (9) description: (9) --- [![Guidance Point Advisors](https://blog.guidancepointllc.com/hs-fs/hubfs/GuidancePointRetirementServices%20-Apr2017/Image/logo.png?width=750&height=228&name=logo.png "download.png")](https://www.guidancepointllc.com/) [Blog](https://blog.guidancepointllc.com/) Request a call - [Who We Are](https://www.guidancepointllc.com/who-we-are/) - [What We Do](https://www.guidancepointllc.com/what-we-do/) - [Who We Work With](https://www.guidancepointllc.com/who-we-work-with/) - [Resources](https://www.guidancepointllc.com/resources/) - [Pricing](https://www.guidancepointllc.com/pricing/) [(207) 358-3099](tel:+(207)%20358-3099) - [Home](https://www.guidancepointllc.com/) - [Who We Are](https://www.guidancepointllc.com/who-we-are/) - [What We Do](https://www.guidancepointllc.com/what-we-do/) - [Who We Work With](https://www.guidancepointllc.com/who-we-work-with/) - [Pricing](https://www.guidancepointllc.com/pricing/) [Fiduciary Focus A Blog for Retirement Plans](https://blog.guidancepointllc.com/) Request a call If you have any questions or comments for Guidance Point, please fill out the form below and a representative will respond to you within two business days. Guidance Point values your privacy. For more information, view our Privacy Policy. Required fields are indicated by an asterisk (\*). # The Ready.Set.Retire! Blog ## Benjamin Smith, CFA ![](https://app.hubspot.com/settings/avatar/e4ee20595964af6876d412f56c885624) ### Recent Posts [![](https://blog.guidancepointllc.com/hubfs/Episode%2046.png)](https://blog.guidancepointllc.com/46) ## [The Retirement Success in Maine Podcast Ep 046: The Future of Energy Use in Maine](https://blog.guidancepointllc.com/46) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 15 July 2021 ## Executive Summary According to U.S. Energy Information Administration (EIA) data from 2017, the average monthly energy bill in Maine is just $87.21. That’s the lowest average energy bill of... [Read More](https://blog.guidancepointllc.com/46) [![](https://blog.guidancepointllc.com/hubfs/Episode%2045.png)](https://blog.guidancepointllc.com/45) ## [The Retirement Success in Maine Podcast Ep 045: What to do WHEN you win the Powerball!](https://blog.guidancepointllc.com/45) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 01 July 2021 ## Executive Summary The next jackpot for the next Powerball drawing has hit $1.5 billion. If you win it, you won't ever have to worry about money again--right? Wrong. With good money... [Read More](https://blog.guidancepointllc.com/45) [![](https://blog.guidancepointllc.com/hubfs/Episode%2044.png)](https://blog.guidancepointllc.com/44) ## [The Retirement Success in Maine Podcast Ep 044: Balancing Caregiving for Aging Parents and Taking Care of Yourself](https://blog.guidancepointllc.com/44) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 15 June 2021 ## Executive Summary In our show, we've covered many topics but we've not had the conversation about Caregiving. According to the National Alliance of Caregiving (NAC) and AARP, 53 million, or... [Read More](https://blog.guidancepointllc.com/44) [![](https://blog.guidancepointllc.com/hubfs/Episode%2043.png)](https://blog.guidancepointllc.com/43) ## [The Retirement Success in Maine Podcast Ep 043: Using Meditation to De-Stress and Bring Peace to Your Retirement](https://blog.guidancepointllc.com/43) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 01 June 2021 ## Executive Summary You'd think that in retirement we are going to be stress and anxiety free and life is just six Saturdays and a Sunday, right? But, there is always something to worry about -... [Read More](https://blog.guidancepointllc.com/43) [![](https://blog.guidancepointllc.com/hubfs/Episode%2042.png)](https://blog.guidancepointllc.com/42) ## [The Retirement Success in Maine Podcast Ep 042: What should we know about LGBTQ+ Aging?](https://blog.guidancepointllc.com/42) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 17 May 2021 ## Executive Summary In the United States, the lesbian, gay, bisexual, transgender, and queer (LGBTQ+) community is large; in fact, this group makes up approximately 4.5% of the country’s total... [Read More](https://blog.guidancepointllc.com/42) [![](https://blog.guidancepointllc.com/hubfs/Episode%2041.png)](https://blog.guidancepointllc.com/41) ## [The Retirement Success in Maine Podcast Ep 041: Cryptocurrency & Your Retirement - What Should You Know?](https://blog.guidancepointllc.com/41) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 03 May 2021 ## Executive Summary One of the things as financial advisors, we get asked about a lot from clients, but also just people we bump into, is cryptocurrency - there just seems to be lots of questions... [Read More](https://blog.guidancepointllc.com/41) [![](https://blog.guidancepointllc.com/hubfs/Episode%2040.png)](https://blog.guidancepointllc.com/40) ## [The Retirement Success in Maine Podcast Ep 040: The Ins & Outs of Social Security](https://blog.guidancepointllc.com/40) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 15 April 2021 ## Executive Summary It's estimated that for the average American retiree, 40% of our retirement income comes from Social Security. But how do I make sure that I'm making good decisions about a... [Read More](https://blog.guidancepointllc.com/40) [![](https://blog.guidancepointllc.com/hubfs/Episode%2039.png)](https://blog.guidancepointllc.com/39) ## [The Retirement Success in Maine Podcast Ep 039: Estate Planning Mistakes that Lead to Probate Litigation](https://blog.guidancepointllc.com/39) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 01 April 2021 ## Executive Summary Earlier in our shows, we had two estate planners come on and talk about the importance of having an up-to-date estate plan. In our experience as financial planners, many people... [Read More](https://blog.guidancepointllc.com/39) [![](https://blog.guidancepointllc.com/hubfs/Episode%2038.png)](https://blog.guidancepointllc.com/38) ## [The Retirement Success in Maine Podcast Ep 038: Getting (More?) into Golf in Retirement](https://blog.guidancepointllc.com/38) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 15 March 2021 ## Executive Summary What's the one "hobby" that everyone associates with retirement? They might say "So now that you're retired, I bet you're playing lots of golf". Well, for some retirees that's... [Read More](https://blog.guidancepointllc.com/38) [![](https://blog.guidancepointllc.com/hubfs/The%20Retirement%20Success%20in%20Maine%20Podcast%20Ad%20Friendly%20Template-3.png)](https://blog.guidancepointllc.com/37) ## [The Retirement Success in Maine Podcast Ep 037: Empowering Visibility in Women over 50](https://blog.guidancepointllc.com/37) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 01 March 2021 ## Executive Summary As we change from one stage of our life to another, one thing we observe is the RESISTANCE and STRUGGLE of losing our identity from a previous stage of life. Maybe we were a... 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