Market timing is a “strategy” of deciding when to buy and sell stocks by attempting to predict which way and when stocks will move. Let’s look at an example and the data to determine why market...
It's never too early to think about how and where you want to live when you're older. How far in advance do you plan vacations? A month at the very least, right? You've booked the flights and...
Estate planning is not something to which most people look forward because it’s associated with mortality, but it’s important to think of the next generation. As Financial Advisors at Guidance...
Tax planning and getting sound tax advice is not usually a high priority for many of us, especially when there is an H&R Block around every corner or software solution easily available. As...
Are you considering hiring a financial advisor in Bangor, but you don’t know how to get started? There are so many things to consider when hiring a financial advisor, but let’s start with the...
UPDATED June 2022
Each year, we at Guidance Point Advisors meet with well over 100 households in the Bangor, Maine area with respect to their Financial Planning and Investment needs. Because so many...
When speaking with people, this is probably the most frequently asked question that I get asked. It’s a difficult question to answer in general terms because retirement looks different for everyone...
This is a topic that our team debates as being rather uncomfortable to discuss in a blog setting. Does this insinuate that we charge our clients too much? Are we going to make our competition...
The 10th Anniversary of the start of the Financial Crisis; How much longer does the Goldilocks Scenario last?
June marked the 10thanniversary of the beginning of the Financial Crisis. In June...
There are so many different three-letter abbreviations for certifications within the financial industry that it’s hard to figure out which ones are more meaningful than others. I am a CFP®, but many...