Most business owners, doctors, and other high-earners have life insurance to protect survivors against the financial impact of their premature deaths. They also insure their homes, cars, and other...
Among the many debates surrounding tax laws, one regular contender for reform is the alternative minimum tax (AMT). The AMT is considered a “parallel” tax system, meaning that it runs alongside the...
Many couples may find themselves confronted with a dilemma as retirement nears. If you plan to receive your pension payout on a monthly basis (rather than in a lump sum), you must decide whether you...
U.S. Armed Forces Veterans receive several generous benefit packages from the US Government in return for their service to the country. Most are aware of the retirement pension offered after service...
Many companies offer employees a buyout package to encourage them to leave the company. This is generally done to encourage voluntary departures when the organization is looking to reduce headcount....
Imagine that you could wave a magic wand and turn your new grandchild into a millionaire for a head start in life. Believe it or not, even a relatively modest amount tucked away using a “stretch”...
Given the uncertain future of Social Security and the decline in popularity of traditional pensions, taking initiative to save for retirement is more important than ever. Individual Retirement...
Market timing is a “strategy” of deciding when to buy and sell stocks by attempting to predict which way and when stocks will move. Let’s look at an example and the data to determine why market...
It's never too early to think about how and where you want to live when you're older. How far in advance do you plan vacations? A month at the very least, right? You've booked the flights and...
Estate planning is not something to which most people look forward because it’s associated with mortality, but it’s important to think of the next generation. As Financial Advisors at Guidance...