--- title: The Ready.Set.Retire! Blog | Wesley Del Col, CFP --- [![Guidance Point Advisors](https://blog.guidancepointllc.com/hs-fs/hubfs/GuidancePointRetirementServices%20-Apr2017/Image/logo.png?width=750&height=228&name=logo.png "download.png")](https://www.guidancepointllc.com/) [Blog](https://blog.guidancepointllc.com/) Request a call - [Who We Are](https://www.guidancepointllc.com/who-we-are/) - [What We Do](https://www.guidancepointllc.com/what-we-do/) - [Who We Work With](https://www.guidancepointllc.com/who-we-work-with/) - [Resources](https://www.guidancepointllc.com/resources/) - [Pricing](https://www.guidancepointllc.com/pricing/) [(207) 358-3099](tel:+(207)%20358-3099) - [Home](https://www.guidancepointllc.com/) - [Who We Are](https://www.guidancepointllc.com/who-we-are/) - [What We Do](https://www.guidancepointllc.com/what-we-do/) - [Who We Work With](https://www.guidancepointllc.com/who-we-work-with/) - [Pricing](https://www.guidancepointllc.com/pricing/) [Fiduciary Focus A Blog for Retirement Plans](https://blog.guidancepointllc.com/) Request a call If you have any questions or comments for Guidance Point, please fill out the form below and a representative will respond to you within two business days. Guidance Point values your privacy. For more information, view our Privacy Policy. Required fields are indicated by an asterisk (\*). # The Ready.Set.Retire! Blog ## Wesley Del Col, CFP ![](https://app.hubspot.com/settings/avatar/f90617a3b85e7576b3fff555730413d9) ### Recent Posts [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/Required%20Minimum%20Distributions%20for%20IRAs%20at%20a%20Glance.png)](https://blog.guidancepointllc.com/required-minimum-distributions-for-iras-at-a-glance) ## [Required Minimum Distributions for IRAs at a Glance](https://blog.guidancepointllc.com/required-minimum-distributions-for-iras-at-a-glance) [Wesley Del Col, CFP](https://blog.guidancepointllc.com/author/wesley-del-col-cfp) 09 October 2018 Many retirees are confused about what amount the US government will require them to distribute from their IRA. So what does the IRS table look like that governs how much is required to be distributed... [Read More](https://blog.guidancepointllc.com/required-minimum-distributions-for-iras-at-a-glance) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/SEC%20Alert%20The%20Pitfalls%20of%20401k%20Debit%20Cards.png)](https://blog.guidancepointllc.com/sec-alert-the-pitfalls-of-401k-debit-cards) ## [SEC Alert: The Pitfalls of 401k Debit Cards](https://blog.guidancepointllc.com/sec-alert-the-pitfalls-of-401k-debit-cards) [Wesley Del Col, CFP](https://blog.guidancepointllc.com/author/wesley-del-col-cfp) 02 October 2018 According to the U.S. Securities and Exchange Commission (SEC), 401(k) plan participants may want to exercise caution if offered a 401k debit card by their employers. 401k debit cards typically... [Read More](https://blog.guidancepointllc.com/sec-alert-the-pitfalls-of-401k-debit-cards) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/Turning%2050%20and%20Entering%20the%20Retirement%20Red%20Zone.png)](https://blog.guidancepointllc.com/turning-50-and-entering-the-retirement-red-zone) ## [Turning 50 & Entering the Retirement Red Zone](https://blog.guidancepointllc.com/turning-50-and-entering-the-retirement-red-zone) [Wesley Del Col, CFP](https://blog.guidancepointllc.com/author/wesley-del-col-cfp) 14 August 2018  Ah, 50! You are now armed with the hard-earned wisdom of your years, and are eagerly anticipating what the next 50 years will bring! After the birthday candles have been blown out, and you have... [Read More](https://blog.guidancepointllc.com/turning-50-and-entering-the-retirement-red-zone) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/What%20to%20Know%20about%20Alternative%20Minimum%20Tax.png)](https://blog.guidancepointllc.com/what-to-know-about-alternative-minimum-tax-amt) ## [What to Know About Alternative Minimum Tax (AMT)](https://blog.guidancepointllc.com/what-to-know-about-alternative-minimum-tax-amt) [Wesley Del Col, CFP](https://blog.guidancepointllc.com/author/wesley-del-col-cfp) 24 July 2018 Among the many debates surrounding tax laws, one regular contender for reform is the alternative minimum tax (AMT). The AMT is considered a “parallel” tax system, meaning that it runs alongside the... [Read More](https://blog.guidancepointllc.com/what-to-know-about-alternative-minimum-tax-amt) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/Vets%20Dont%20Miss%20Out%20On%20Hidden%20Benefits.png)](https://blog.guidancepointllc.com/veterans-hidden-benefits-dont-miss-out) ## [Veterans Hidden Benefits: Don't Miss Out!](https://blog.guidancepointllc.com/veterans-hidden-benefits-dont-miss-out) [Wesley Del Col, CFP](https://blog.guidancepointllc.com/author/wesley-del-col-cfp) 10 July 2018 U.S. Armed Forces Veterans receive several generous benefit packages from the US Government in return for their service to the country. Most are aware of the retirement pension offered after service... [Read More](https://blog.guidancepointllc.com/veterans-hidden-benefits-dont-miss-out) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/Required%20Minimum%20Distributions%20for%20IRAs%20at%20a%20Glance.png)](https://blog.guidancepointllc.com/the-nuts-bolts-of-required-minimum-distributions) ## [The Nuts & Bolts of Required Minimum Distributions](https://blog.guidancepointllc.com/the-nuts-bolts-of-required-minimum-distributions) [Wesley Del Col, CFP](https://blog.guidancepointllc.com/author/wesley-del-col-cfp) 19 June 2018  Given the uncertain future of Social Security and the decline in popularity of traditional pensions, taking initiative to save for retirement is more important than ever. Individual Retirement... [Read More](https://blog.guidancepointllc.com/the-nuts-bolts-of-required-minimum-distributions) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/All%20You%20Need%20to%20Know%20About%20Elder%20Care%20Arrangements.png)](https://blog.guidancepointllc.com/all-you-need-to-know-about-eldercare-arrangements-guide) ## [The "All You Need To Know About Eldercare Arrangements Guide" (Types & Services Offered)](https://blog.guidancepointllc.com/all-you-need-to-know-about-eldercare-arrangements-guide) [Wesley Del Col, CFP](https://blog.guidancepointllc.com/author/wesley-del-col-cfp) 12 June 2018  It's never too early to think about how and where you want to live   when you're older.   How far in advance do you plan vacations? A month at the very least, right? You've booked the flights and... [Read More](https://blog.guidancepointllc.com/all-you-need-to-know-about-eldercare-arrangements-guide) [![](https://blog.guidancepointllc.com/hubfs/What_is_A_CFA-1.png)](https://blog.guidancepointllc.com/what-is-a-cfa) ## [Choosing a Financial Advisor Part 2: What Is a CFA?](https://blog.guidancepointllc.com/what-is-a-cfa) [Wesley Del Col, CFP](https://blog.guidancepointllc.com/author/wesley-del-col-cfp) 30 June 2017  Passing the Chartered Financial Analyst (CFA) Designation is really hard! (and we’re happy we have someone with the designation on our side!) [Read More](https://blog.guidancepointllc.com/what-is-a-cfa) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/What%20is%20the%20Expense%20Ratio.png)](https://blog.guidancepointllc.com/what-is-an-expense-ratio) ## [What Is An Expense Ratio?](https://blog.guidancepointllc.com/what-is-an-expense-ratio) [Wesley Del Col, CFP](https://blog.guidancepointllc.com/author/wesley-del-col-cfp) 19 May 2017 Do you ever wonder what your total investment costs are but don’t know how to get the answer? You’re not alone. Given the various types of fees in the investment world, it’s difficult to get a... [Read More](https://blog.guidancepointllc.com/what-is-an-expense-ratio) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/larrypelletier.png)](https://blog.guidancepointllc.com/guidance-point-advisors-welcomes-larry-pelletier-cfp-as-investment-consultant) ## [Guidance Point Advisors welcomes Larry Pelletier, CFP® as Investment Consultant](https://blog.guidancepointllc.com/guidance-point-advisors-welcomes-larry-pelletier-cfp-as-investment-consultant) [Wesley Del Col, CFP](https://blog.guidancepointllc.com/author/wesley-del-col-cfp) 26 April 2017 [Read More](https://blog.guidancepointllc.com/guidance-point-advisors-welcomes-larry-pelletier-cfp-as-investment-consultant) [All posts](https://blog.guidancepointllc.com/all) ### Subscribe to Email Updates ### Posts by Topic - [In Retirement (144)](https://blog.guidancepointllc.com/topic/in-retirement) - [Pre-Retirement (131)](https://blog.guidancepointllc.com/topic/pre-retirement) - [Podcast (126)](https://blog.guidancepointllc.com/topic/podcast) - [Business Owners & Executives (19)](https://blog.guidancepointllc.com/topic/business-owners-executives) - [Families & Individual Investors (19)](https://blog.guidancepointllc.com/topic/families-individual-investors) - [Saving For Retirement (19)](https://blog.guidancepointllc.com/topic/saving-for-retirement) - [Young Professionals (18)](https://blog.guidancepointllc.com/topic/young-professionals) - [Healthcare Professionals (4)](https://blog.guidancepointllc.com/topic/healthcare-professionals) - [Saving for College (2)](https://blog.guidancepointllc.com/topic/saving-for-college) - [Corporations (1)](https://blog.guidancepointllc.com/topic/corporations) - [healthcare (1)](https://blog.guidancepointllc.com/topic/healthcare) - [investments (1)](https://blog.guidancepointllc.com/topic/investments) see all - [Who We Are](https://www.guidancepointllc.com/who-we-are/) - [What We Do](https://www.guidancepointllc.com/what-we-do/) - [Who We Work With](https://www.guidancepointllc.com/who-we-work-with/) - [Resources](https://www.guidancepointllc.com/resources/) - [Pricing](https://www.guidancepointllc.com/pricing/) [The Ready.Set.Retire! 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