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The Ready.Set.Retire! Blog

Benjamin Smith, CFA

Recent Posts

The Retirement Success in Maine Podcast Ep 004 - Balancing Your Retirement In A Multi-Generational Family Business with Susan Ware Page

Benjamin Smith, CFA

Executive Summary

In this episode, we travel to Rockland, Maine to have a conversation with the President of Maritime Energy, Susan Ware Page. What's interesting about Susan's story is that she's...

The Retirement Success in Maine Podcast Ep 003 - Experiencing Your Travel Bucket List in Retirement, with Keri Forbringer

Benjamin Smith, CFA

Executive Summary

On this episode of the The Retirement Success in Maine Podcast we are joined by Luxury Travel Works’ Keri Forbringer to discuss attacking your "wander list" in retirement and how...

The Retirement Success in Maine Podcast Ep 002 -  Maximizing Your Local Area Agency on Aging, with Dyan Walsh

Benjamin Smith, CFA

Executive Summary

Our guest on this episode of The Retirement Success in Maine Podcast is Dyan Walsh. Dyan is the Executive Director of Eastern Area Agency on Aging. Dyan has been with Eastern...

The Retirement Success in Maine Podcast Ep 001 -  Working With Our Clients to Define Their Retirement Success, with Wes Del Col

Benjamin Smith, CFA

Executive Summary

On this (inaugural) episode of The Retirement Success in Maine Podcast, we are joined by the founder of Guidance Point Advisors, Wes Del Col. Wes opened Guidance Point Advisors...

The Top 5 Things to know about your Frozen PTO Deferral Opportunity with Northern Light Health

Benjamin Smith, CFA

Did you get a letter from the Northern Light Health Retirement Team regarding your Frozen Personal Time Off (PTO)? Well, quite a few of our clients did, too. We’ve been working with them over the...

Estate planning for your digital assets

Benjamin Smith, CFA

 What will happen to your Facebook account when you die? What about all your photos shared on social media, your texts with loved ones, or documents on cloud-storage systems? In just the two-year...

Getting to the Bottom of Inherited IRAs

Benjamin Smith, CFA

Naming a beneficiary for your traditional Individual Retirement Account (IRA) need not be a difficult task. Most people choose their spouse, if married, or another loved one. However, the rules...

Choosing Your Pension Payout Option

Benjamin Smith, CFA

Many couples may find themselves confronted with a dilemma as retirement nears. If you plan to receive your pension payout on a monthly basis (rather than in a lump sum), you must decide whether...

Top 4 Reasons Why You  Should Accept a Company Buyout Offer

Benjamin Smith, CFA

Many companies offer employees a buyout package to encourage them to leave the company. This is generally done to encourage voluntary departures when the organization is looking to reduce...

Why Trying To Time The Market Is Dumb

Benjamin Smith, CFA

Market timing is a “strategy” of deciding when to buy and sell stocks by attempting to predict which way and when stocks will move. Let’s look at an example and the data to determine why market...