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The Ready.Set.Retire! Blog

The Top 5 Things to know about your Frozen PTO Deferral Opportunity with Northern Light Health

Benjamin Smith, CFA

Did you get a letter from the Northern Light Health Retirement Team regarding your Frozen Personal Time Off (PTO)? Well, quite a few of our clients did, too. We’ve been working with them over the...

Estate planning for your digital assets

Benjamin Smith, CFA

 What will happen to your Facebook account when you die? What about all your photos shared on social media, your texts with loved ones, or documents on cloud-storage systems? In just the two-year...

Required Minimum Distributions for IRAs at a Glance

Wesley Del Col, CFP

Many retirees are confused about what amount the US government will require them to distribute from their IRA.  So what does the IRS table look like that governs how much is required to be...

SEC Alert: The Pitfalls of 401k Debit Cards

Wesley Del Col, CFP

According to the U.S. Securities and Exchange Commission (SEC), 401(k) plan participants may want to exercise caution if offered a 401k debit card by their employers. 401k debit cards typically...

How to Have Elder Care Discussions - Tips & Strategies

Abigail Walker, CFP®

Emotions involved with caring for the elderly can seem almost as overwhelming as the finances. As your loved ones age, what topics must you be ready to discuss? Beyond money, you need to talk...

Divorce: The Retirement Killer

Abigail Walker, CFP®

Now, while every divorce is unique in its own way, the reality is that there is usually one common theme in all divorces – it destroys retirement. And while every divorced person feels the...

How Do I Maximize Protection of my Assets from Lawsuits?

Abigail Walker, CFP®

In this litigious society, where it is not uncommon for citizens to sue each other over the most trivial of issues, people are rightly concerned with becoming the target of a lawsuit. This is...

Reasons to Fire My Financial Advisor: Top Ten Reasons to Move On

Abigail Walker, CFP®

Starting to doubt a financial advisor? Should I fire my financial advisor? Too often people hand money to an advisor without a shred of research. Here are ten warning signs that you possibly need...

Destination Wedding or Fully Funded Retirement? Something to think about!

Abigail Walker, CFP®

Every year I am invited to three or four weddings and I love attending every one. But I’ve noticed a few trends lately and I thought I would put together some things for today’s couples to think...

Turning 50 & Entering the Retirement Red Zone

Wesley Del Col, CFP

 Ah, 50! You are now armed with the hard-earned wisdom of your years, and are eagerly anticipating what the next 50 years will bring! After the birthday candles have been blown out, and you have...