--- title: The Ready.Set.Retire! Blog (15) description: (15) --- [![Guidance Point Advisors](https://blog.guidancepointllc.com/hs-fs/hubfs/GuidancePointRetirementServices%20-Apr2017/Image/logo.png?width=750&height=228&name=logo.png "download.png")](https://www.guidancepointllc.com/) [Blog](https://blog.guidancepointllc.com/) Request a call - [Who We Are](https://www.guidancepointllc.com/who-we-are/) - [What We Do](https://www.guidancepointllc.com/what-we-do/) - [Who We Work With](https://www.guidancepointllc.com/who-we-work-with/) - [Resources](https://www.guidancepointllc.com/resources/) - [Pricing](https://www.guidancepointllc.com/pricing/) [(207) 358-3099](tel:+(207)%20358-3099) - [Home](https://www.guidancepointllc.com/) - [Who We Are](https://www.guidancepointllc.com/who-we-are/) - [What We Do](https://www.guidancepointllc.com/what-we-do/) - [Who We Work With](https://www.guidancepointllc.com/who-we-work-with/) - [Pricing](https://www.guidancepointllc.com/pricing/) [Fiduciary Focus A Blog for Retirement Plans](https://blog.guidancepointllc.com/) Request a call If you have any questions or comments for Guidance Point, please fill out the form below and a representative will respond to you within two business days. Guidance Point values your privacy. For more information, view our Privacy Policy. Required fields are indicated by an asterisk (\*). # The Ready.Set.Retire! Blog [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/Top%204%20Reasons%20Why%20You%20Should%20Accept%20Your%20Companys%20Buyout%20Offer.png)](https://blog.guidancepointllc.com/4-reasons-to-accept-your-company-buyout-offer) ## [Top 4 Reasons Why You  Should Accept a Company Buyout Offer](https://blog.guidancepointllc.com/4-reasons-to-accept-your-company-buyout-offer) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 03 July 2018 Many companies offer employees a buyout package to encourage them to leave the company. This is generally done to encourage voluntary departures when the organization is looking to reduce headcount.... [Read More](https://blog.guidancepointllc.com/4-reasons-to-accept-your-company-buyout-offer) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/Stretching%20an%20IRA%20into%20Future%20Generations.png)](https://blog.guidancepointllc.com/how-to-use-a-stretch-ira-strategy) ## [How to Use a Stretch IRA Strategy for Future Generations](https://blog.guidancepointllc.com/how-to-use-a-stretch-ira-strategy) [Abigail Walker, CFP®](https://blog.guidancepointllc.com/author/abigail-walker-cfp) 26 June 2018  Imagine that you could wave a magic wand and turn your new grandchild into a millionaire for a head start in life. Believe it or not, even a relatively modest amount tucked away using a “stretch”... [Read More](https://blog.guidancepointllc.com/how-to-use-a-stretch-ira-strategy) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/Required%20Minimum%20Distributions%20for%20IRAs%20at%20a%20Glance.png)](https://blog.guidancepointllc.com/the-nuts-bolts-of-required-minimum-distributions) ## [The Nuts & Bolts of Required Minimum Distributions](https://blog.guidancepointllc.com/the-nuts-bolts-of-required-minimum-distributions) [Wesley Del Col, CFP](https://blog.guidancepointllc.com/author/wesley-del-col-cfp) 19 June 2018  Given the uncertain future of Social Security and the decline in popularity of traditional pensions, taking initiative to save for retirement is more important than ever. Individual Retirement... [Read More](https://blog.guidancepointllc.com/the-nuts-bolts-of-required-minimum-distributions) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/Why%20Trying%20to%20Time%20the%20Market%20is%20Dumb.png)](https://blog.guidancepointllc.com/why-trying-to-time-the-market-is-dumb) ## [Why Trying To Time The Market Is Dumb](https://blog.guidancepointllc.com/why-trying-to-time-the-market-is-dumb) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 15 June 2018 Market timing is a “strategy” of deciding when to buy and sell stocks by attempting to predict which way and when stocks will move. Let’s look at an example and the data to determine why market... [Read More](https://blog.guidancepointllc.com/why-trying-to-time-the-market-is-dumb) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/All%20You%20Need%20to%20Know%20About%20Elder%20Care%20Arrangements.png)](https://blog.guidancepointllc.com/all-you-need-to-know-about-eldercare-arrangements-guide) ## [The "All You Need To Know About Eldercare Arrangements Guide" (Types & Services Offered)](https://blog.guidancepointllc.com/all-you-need-to-know-about-eldercare-arrangements-guide) [Wesley Del Col, CFP](https://blog.guidancepointllc.com/author/wesley-del-col-cfp) 12 June 2018  It's never too early to think about how and where you want to live   when you're older.   How far in advance do you plan vacations? A month at the very least, right? You've booked the flights and... [Read More](https://blog.guidancepointllc.com/all-you-need-to-know-about-eldercare-arrangements-guide) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/favorite-estate-planners-in-bangor-maine.png)](https://blog.guidancepointllc.com/our-favorite-estate-planners-in-bangor-maine) ## [Our Favorite Estate Planners in Bangor Maine (Reviews/Ratings)](https://blog.guidancepointllc.com/our-favorite-estate-planners-in-bangor-maine) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 22 September 2017 Estate planning is not something to which most people look forward because it’s associated with mortality, but it’s important to think of the next generation. As Financial Advisors at Guidance... [Read More](https://blog.guidancepointllc.com/our-favorite-estate-planners-in-bangor-maine) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/best-accountants-in-bangor-maine.png)](https://blog.guidancepointllc.com/the-best-accountants-in-bangor-maine) ## [The Best Accountants in Bangor, Maine (In Our Opinion)\*](https://blog.guidancepointllc.com/the-best-accountants-in-bangor-maine) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 08 September 2017 Tax planning and getting sound tax advice is not usually a high priority for many of us, especially when there is an H&R Block around every corner or software solution easily available. As... [Read More](https://blog.guidancepointllc.com/the-best-accountants-in-bangor-maine) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/howtofindafinancialplannerinbangormaine.png)](https://blog.guidancepointllc.com/how-to-find-a-financial-planner-in-bangor-maine) ## [How To Find a Financial Planner in Bangor Maine](https://blog.guidancepointllc.com/how-to-find-a-financial-planner-in-bangor-maine) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 31 August 2017 Are you considering hiring a financial advisor in Bangor, but you don’t know how to get started? There are so many things to consider when hiring a financial advisor, but let’s start with the... [Read More](https://blog.guidancepointllc.com/how-to-find-a-financial-planner-in-bangor-maine) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/best-financial-advisors-in-bangor.png)](https://blog.guidancepointllc.com/best-financial-advisors-bangor-maine) ## [Who Are The Best Financial Advisors in Bangor, Maine? (In Our Opinion)\*](https://blog.guidancepointllc.com/best-financial-advisors-bangor-maine) [Benjamin Smith, CFA](https://blog.guidancepointllc.com/author/benjamin-smith-cfa) 25 August 2017 UPDATED June 2022 Each year, we at Guidance Point Advisors meet with well over 100 households in the Bangor, Maine area with respect to their Financial Planning and Investment needs. Because so many... [Read More](https://blog.guidancepointllc.com/best-financial-advisors-bangor-maine) [![](https://blog.guidancepointllc.com/hubfs/Blog%20Photos/RetirementCheckpoints.png)](https://blog.guidancepointllc.com/retirement-checkpoints-am-i-on-the-path-to-retirement) ## [Retirement Checkpoints: Am I On  the Path to Retirement?](https://blog.guidancepointllc.com/retirement-checkpoints-am-i-on-the-path-to-retirement) [Abigail Walker, CFP®](https://blog.guidancepointllc.com/author/abigail-walker-cfp) 18 August 2017 When speaking with people, this is probably the most frequently asked question that I get asked. It’s a difficult question to answer in general terms because retirement looks different for everyone... [Read More](https://blog.guidancepointllc.com/retirement-checkpoints-am-i-on-the-path-to-retirement) [Previous](https://blog.guidancepointllc.com/page/14) [All posts](https://blog.guidancepointllc.com/all) [Next](https://blog.guidancepointllc.com/page/16) ### Subscribe to Email Updates ### Posts by Topic - [In Retirement (144)](https://blog.guidancepointllc.com/topic/in-retirement) - [Pre-Retirement (131)](https://blog.guidancepointllc.com/topic/pre-retirement) - [Podcast (126)](https://blog.guidancepointllc.com/topic/podcast) - [Business Owners & Executives (19)](https://blog.guidancepointllc.com/topic/business-owners-executives) - [Families & Individual Investors (19)](https://blog.guidancepointllc.com/topic/families-individual-investors) - [Saving For Retirement (19)](https://blog.guidancepointllc.com/topic/saving-for-retirement) - [Young Professionals (18)](https://blog.guidancepointllc.com/topic/young-professionals) - [Healthcare Professionals (4)](https://blog.guidancepointllc.com/topic/healthcare-professionals) - [Saving for College (2)](https://blog.guidancepointllc.com/topic/saving-for-college) - [Corporations (1)](https://blog.guidancepointllc.com/topic/corporations) - [healthcare (1)](https://blog.guidancepointllc.com/topic/healthcare) - [investments (1)](https://blog.guidancepointllc.com/topic/investments) see all - [Who We Are](https://www.guidancepointllc.com/who-we-are/) - [What We Do](https://www.guidancepointllc.com/what-we-do/) - [Who We Work With](https://www.guidancepointllc.com/who-we-work-with/) - [Resources](https://www.guidancepointllc.com/resources/) - [Pricing](https://www.guidancepointllc.com/pricing/) [The Ready.Set.Retire! 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