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The Ready.Set.Retire! Blog

Getting to the Bottom of Inherited IRAs

Benjamin Smith, CFA

Naming a beneficiary for your traditional Individual Retirement Account (IRA) need not be a difficult task. Most people choose their spouse, if married, or another loved one. However, the rules...

Disability Insurance - Why its Critical for High-Earners & What to Know

Abigail Walker, CFP®

Most business owners, doctors, and other high-earners have life insurance to protect survivors against the financial impact of their premature deaths. They also insure their homes, cars, and other...

What to Know About Alternative Minimum Tax (AMT)

Wesley Del Col, CFP

Among the many debates surrounding tax laws, one regular contender for reform is the alternative minimum tax (AMT). The AMT is considered a “parallel” tax system, meaning that it runs alongside...

Choosing Your Pension Payout Option

Benjamin Smith, CFA

Many couples may find themselves confronted with a dilemma as retirement nears. If you plan to receive your pension payout on a monthly basis (rather than in a lump sum), you must decide whether...

Veterans Hidden Benefits: Don't Miss Out!

Wesley Del Col, CFP

U.S. Armed Forces  Veterans  receive several generous benefit packages from the US Government in return for their service to the country.  Most are aware of the retirement pension offered after...

Top 4 Reasons Why You  Should Accept a Company Buyout Offer

Benjamin Smith, CFA

Many companies offer employees a buyout package to encourage them to leave the company. This is generally done to encourage voluntary departures when the organization is looking to reduce...

How to Use a Stretch IRA Strategy for Future Generations

Abigail Walker, CFP®

 Imagine that you could wave a magic wand and turn your new grandchild into a millionaire for a head start in life. Believe it or not, even a relatively modest amount tucked away using a “stretch”...

The Nuts & Bolts of Required Minimum Distributions

Wesley Del Col, CFP

 Given the uncertain future of Social Security and the decline in popularity of traditional pensions, taking initiative to save for retirement is more important than ever. Individual Retirement...

Why Trying To Time The Market Is Dumb

Benjamin Smith, CFA

Market timing is a “strategy” of deciding when to buy and sell stocks by attempting to predict which way and when stocks will move. Let’s look at an example and the data to determine why market...

The "All You Need To Know About Eldercare Arrangements Guide" (Types & Services Offered)

Wesley Del Col, CFP

 It's never too early to think about how and where you want to live   when you're older.   How far in advance do you plan vacations? A month at the very least, right? You've booked the flights and...