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The Ready.Set.Retire! Blog

Wesley Del Col, CFP

Recent Posts

Required Minimum Distributions for IRAs at a Glance

Wesley Del Col, CFP

Many retirees are confused about what amount the US government will require them to distribute from their IRA.  So what does the IRS table look like that governs how much is required to be...

SEC Alert: The Pitfalls of 401k Debit Cards

Wesley Del Col, CFP

According to the U.S. Securities and Exchange Commission (SEC), 401(k) plan participants may want to exercise caution if offered a 401k debit card by their employers. 401k debit cards typically...

Turning 50 & Entering the Retirement Red Zone

Wesley Del Col, CFP

 Ah, 50! You are now armed with the hard-earned wisdom of your years, and are eagerly anticipating what the next 50 years will bring! After the birthday candles have been blown out, and you have...

What to Know About Alternative Minimum Tax (AMT)

Wesley Del Col, CFP

Among the many debates surrounding tax laws, one regular contender for reform is the alternative minimum tax (AMT). The AMT is considered a “parallel” tax system, meaning that it runs alongside...

Veterans Hidden Benefits: Don't Miss Out!

Wesley Del Col, CFP

U.S. Armed Forces  Veterans  receive several generous benefit packages from the US Government in return for their service to the country.  Most are aware of the retirement pension offered after...

The Nuts & Bolts of Required Minimum Distributions

Wesley Del Col, CFP

 Given the uncertain future of Social Security and the decline in popularity of traditional pensions, taking initiative to save for retirement is more important than ever. Individual Retirement...

The "All You Need To Know About Eldercare Arrangements Guide" (Types & Services Offered)

Wesley Del Col, CFP

 It's never too early to think about how and where you want to live   when you're older.   How far in advance do you plan vacations? A month at the very least, right? You've booked the flights and...

Choosing a Financial Advisor Part 2: What Is a CFA?

Wesley Del Col, CFP

 

 Passing the Chartered Financial Analyst (CFA) Designation is really hard! (and we’re happy we have someone with the designation on our side!)

What Is An Expense Ratio?

Wesley Del Col, CFP

 

Do you ever wonder what your total investment costs are but don’t know how to get the answer? You’re not alone.  Given the various types of fees in the investment world, it’s difficult to get a...

Guidance Point Advisors welcomes Larry Pelletier, CFP® as Investment Consultant

Wesley Del Col, CFP